So last week we hit at least one more of the goals I had set for us for the year: we paid off the last of our consumer debt.
This was a rather long time coming - longer that it should have been, really. We at one time had them all paid off and then I made the rather foolish decision of going with The Firm. That did not make us have to go into debt of course, but it did create the environment where it was very easy to do so. And so, 15 years or so later, we are finally back to an even keel.
We benefited from a bit of luck - options I had received at my current company were worth something, and so I sold. And now, for the first time in 15 years, we are not making the banks rich.
To tell you truth, I did not think we would be able to pay everything off this year.
This opens up all kinds of possibilities, of course: money that was paying debt can now go to savings or investing (or spending - I cannot be foolish enough to pretend that everything will go to the first two). But for the first time in a long time, I can breathe again - and actually have some confidence that in the event of an actual emergency, we can be in a position where the debt is not hanging over our head like an anvil and we can actually live on a lot less.
It is a good feeling.