The Providence of God: House Edition

Yesterday we finally closed on a house - it has been 14 months since we started the process.  We initially found ourselves ready but unable to proceed due to leftover business which pushed us off until January of this year, when we suddenly were launched into a competitive housing market.

And yet, through this entire process, I can see the hand of God:

1)  We were blessed with both a realtor and a mortgage lender who, when they found out we were not an immediate payoff, were none the less willing to work with us - and wait with us - until we could move forward.

2)  When we could re-enter the housing market, rates were even lower than they were when we first started looking.

3)  For the house that we settled on, we were the very first people to walk through the house.  It had been on the market for two hours - and fortuitously I had the day off, so I could look at it. We were also blessed (again) by a tenacious realtor who made sure (on Easter Eve, of all things) that our offer was considered.

4)  Due to our situation, we do not have a definitive move date.  This worked well for the sellers, as they had a need to remain in the house for a while.

5)  Not only were rates low (they have gone up a half point since we locked), but we locked on the precise day that the rebate was the greatest.

6)  We were originally supposed to close on 30 May, but were delayed until 04 June.  Initially this bothered me - until, by the work of our mortgage broker, we were able to delay paying our first mortgage payment until August 2013, which means we will have a very short overlap of paying two mortgages.

There are always those times where I wonder if we did the right thing, if we are where God intended us to be.  Things like this occur, and suddenly it becomes quite evident that we are exactly where we are meant to be right now.